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Why not leave the buying decision in their hands? In reply to Good idea to partner with by Geoffstante. thanks, I always read your Info'sI check my CC and Bank daily in the morning and once late afternoon. Please note that the third party site may have privacy and information security policies that differ from those of card.creditcard.acg.aaa.com. No need to use cash or checks! view and print receipts for purchases from merchants using Square, look up the Square purchase using our transaction search, take a moment to look up the Square receipt, buying items from Square merchants online. IT SAYS CARDMEMBER SERV WEB 5003, NO I don't have a account with us bank I LOOK AND THE NUMBER HAS CHANGED TO 0652 I don't have an account with U S BANK, How do I find out who is taking the 170.00 put of my bank every month, SOMEONE IS TAKING $170.00 0ut 0f my bank account every month how do I find out who it is? We take fraud complaints seriously and remind consumers to be vigilant watching their accounts and credit reports for suspicious activity. my bank just filed on my behalf and then refunded me and now is dealing with the company that took my money and sent me crap and missing items and will not respond to my request for refund info. Save your order and shipping confirmation emails, which include the business contact information as well as your order number. For Cardmember Service, visit My Account Access. This came out of my bank account was not authorized $75.00 Please look into this, Please, I want my money back into my account, I not given permission to take money from my account, thank you, I got a charge from them on 3-24-2016 for $35 In search of a safe, secure alternative to travelers checks and cash while on vacation? Its all from web pymt web company. *Earn $100 cash back when you spend $1,500 within the first 90 days of account opening. Card Members Services calls me at least 3 times per week regarding my Discover Card and lowering my interest rates although I have told them to remove me from their list AND that I'm . I was expecting money from an acquaintance who was probably a scammer and not working where he told me he was working. Visa Gift Cards offer the gift of choice they can be used at millions of locations anywhere Visa debit cards are accepted within the United States. If you have any questions about your purchase, or have not received your order, contact the Square merchant directly using the information provided in the confirmation email. 2023 Elan Financial Services | Security Standards. There are a few areas of your credit report where you might see Elan Financial Services heres why. please help. In doing so, we help our customers, employees and the community "fast forward" to the goals they strive to achieve in life. I thought my card had been stolenturned out to be US Bank credit card payment . Debit CARDMEMBER SERV CHKCARD CARDMEMBER SERV Similar Charges CARDLINTHES 402935-7733 CA CARD MARKET EASTLEIGH CM EASTLEIGH Card Member Benefit: Fee Credit CARDMEMBER SERV CARDMEMBER SERV ELECT PYMT CARDMEMBER SERVIC ************80 Cardmember service, Web.PYMT Bank Forward drive-up lane, 4651 S Columbia Rd Visit our Seller Community and speak with other Square Sellers to find the answer you need. You can find a description of the types of tracking technologies, and your options with respect to those technologies, by clicking Learn more below. New Rockford ND 58356 Jamestown ND 58401 And if you see fraud in your community, you can help stop it by reporting it to the FTC at ftc.gov/compaint. Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. Visa gift cards are issued by MetaBank National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Purchase fee of $4.95. Please help me find out what is this web company. I had an experience with 3 lost credit cards and they were used and also paid off 3 times with someone's bank account . Read all the negative reviews for ADT, and go to alarm comparison sites. Standard charges from your cell phone provider may apply for text messaging or Mobile Web access. Learn about getting and using credit, borrowing money, and managing debt. They no longer read the magazine or want it but are being charged for it and they find it difficult to stop it. In that case, Elan Financial Services would likely have done a hard pull on your reports to check your credit when evaluating your application to decide whether to lend to you. To file a detailed report about a scam, go to. Both Cc plan on getting back the 4k they already scammed me out of. 24 hours a day. We may change APRs, fees, and other Account terms in the future based on your experience with ACG Card Services and its affiliates as provided under the Cardmember Agreement and applicable law. You have financial goals, some for today, some for tomorrow. Ask yourself: who, exactly, am I dealing with? . If you don't recognize a charge that may be from a Square merchant, this article will help you understand next steps. Bank Forward drive-up lane, 400 2nd Ave SW Visas Zero Liability Policy covers U.S.-issued cards and does not apply to any transactions not processed by Visa, or if you have been grossly negligent or engaged in fraud. 24-Hour Cardmember Service: 1-800-755-4122. I don't recognize this card and can't find it among my current working cards. No need to use cash or checks! The message says theres something wrong with Its Cyber Security Awareness month, so the tricks scammers use to steal our personal information are on our minds. This is most distressing. Insurance related services offered through Credit Karma Insurance Services, LLC, which does business in some states as Karma Insurance Services, LLC. Check your statements, get account alerts, set up auto pay and more. Questions about your statement or payments; Reporting a lost or stolen card; Call Us. Let Joe Know looks into a suspicious letter about opening a new account for a concerned viewer. 7 Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. Just weeks ago, after agreeing to my payment to pay the balance of 113.08 to American Home Patient, on a conference call with the FLBLUE/Medicare Grievance rep, I proceeded to make a payment -- on their pay site. doesn't tell me I'm on auto-pay I didn't apply for any credit cards. Every purchase with your Comenity Mastercard Credit Card helps you earn cash-back rewards. Image: A man with gray hair researches how to freeze your credit, Image: Pensive female working at desk in home office, Image: Illustration of a woman on a park bench. The creditor andissuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated. The letter is on a plain sheet of paper with no particular logo. Microsoft Word 2010 There is a charge on my personal banking account for 219.00 from US bank and when I call the number it is disconnected. any other facility/services offered by the Bank and/or such other terms and conditions as may be specified by the Bank. Auto, homeowners, and renters insurance services offered through Karma Insurance Services, LLC (CA resident license #0172748). These charges were not accepted by me. The world's largest cruise line, Royal Caribbean, in recent days has begun cutting back on the level of service that room attendants on its ships provide, following similar moves by Norwegian Cruise Line and Carnival Cruise Line. I want my money back this seems to be a scam of some sorts. Earn interest on the money in your secured savings account. Usually, when I pay with a check, I write it out and sign it, or I direct my bank to send it on my behalf. But on the flip side, the primary accountholders actions with the account can affect your credit negatively as well. ADT does not have a very stellar reputation in spite of it's national spread across the nation. By selecting "Continue", you will leave card.creditcard.acg.aaa.com and enter a third party Web site. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. If you have the Card Control, also turn your card off if lost or stolen. I notified the company I do not want nor did I agree to pay a monthly charge. Report lost or stolen cards, review balances, payments, transactions, make a payment, update address and phone numbers, request line increases . You're wecome! Bemidji MN 56601 Box 790408 St. Louis, MO 63179-0408. Comments and user names are part of the Federal Trade Commissions (FTC) public records system, and user names also are part of the FTCscomputer user recordssystem. Technology is destroying usgood luck. So, if you take those four number on your bank statement and go through all of your credit cards I am sure you find that it is a debt you owe. scammers continue to thrive on individuals who don't pay attention to their bank statements or monitor their accounts. Due to a catastrophic divorce (at the age of 65, retired and on a fixed income with the inability to be hired for employment as soon as they calculate my age of 71) I fell into many scams. Image: Concerned young woman looking at her phone to figure out what 5 things to do if you spot an unauthorized credit inquiry. Question everything you get from unknown sources. Click "Redeem rewards at Rewards Center" to reach the rewards center and start redeeming. Even if you are able to cancel, they have usually sent and charged an inflated price for the additional items you do not want. Business Account Enrollment To submit a business card dispute, please call the number on the back of your card or write us at: Customer Service, P.O. I did go through the merchant accounts for which I have auto-pays and found the charge to be an auto pay for a US Bank account. Click here for more information. At U.S. Bank, we're on a journey to do our best. So I hate to think of what the scam companies are doing. You can alsocontact usfor more information. They have become vulnerable to these scams. Choosing the right credit card is easier than ever. I was perplexed and worried at first as well -- but I saw that it occurred regularly at the first of the month, when I usually set up my automatic credit card payments. But what if you didnt? If you don't have a Visa, you say it doesn't apply to you." * . If your debit card is lost or stolen, IMMEDIATELY report your lost or stolen card by contacting your local Bank Forward branch during normal business hours or by calling 1-800-472-3272 after hours. I reported ADT alarm compaNY to my bank and FTC, no one helped me, ADT received over a thousand dollars from my account, I received no alarm service during this time. I went through all my credit card statements and finally figured out it was an autopay for a USBank issued credit card for REI. This is what my bank shows: 10/15/2015 ACH Debit CARDMEMBER SERV WEB PYMT ***********6079 WEB ID: 5911111111 $57.65 and fraud and protection management. With your emails, I have been kept up to date. I don't recognize this "WEB PYMT CARDMEMBER SERV WEB COMPANY ID 5911111111 . Do no trust any of these new companies on FB. Keep it coming to Me ! i just wish I found this website sooner.. SURVEY MPOWER , llc is the company bar that did this. Did you receive an electronic receipt over email or text message? I got scammed trying to sell some furniture on Craigs list for $320.00 and I keep getting offers even after I have closed down my account from Craiglist. Federal government websites often end in .gov or .mil. How can you help me? What credit cards are offered by Elan Financial Services? Is this a scam? We wont post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups. They do not belong to or represent views of the Federal Trade Commission. The .gov means its official. We may routinely use these records as described in the FTCsPrivacy Act system notices. Credit Karma is committed to ensuring digital accessibility for people with disabilities. If you were a little too jolly with your holiday spending, here are some tips to help you pay down your credit card debt. Some credit unions, universities, and Cooperative Extension Services have credit counselors who meet with people. Plus, your chip card still has the magnetic stripe on the back for merchants not yet using chip-enabled terminals. Fake calls from Apple and Amazon support: What you need to know, The Google Voice scam: How this verification code scam works and how to avoid it, Show/hide Shopping and Donating menu items, Show/hide Credit, Loans, and Debt menu items, Show/hide Jobs and Making Money menu items, Money-Making Opportunities and Investments, Show/hide Unwanted Calls, Emails, and Texts menu items, Show/hide Identity Theft and Online Security menu items, Usually, when I pay with a check, I write it out and sign it, or I direct my bank to send it on my behalf. I have a charge on my bank statement and I do not recognize it and it really dont give any information on it. See Terms and Conditions for details. Charges can appear on your statement in a few different ways. The only info they had was company Id# 59111111111, Swartz who is this card service and will we be payed back the money they took from us without our concent, Swartz we have no knowledge of the cardmember service 9511111111ppd elec pymt for 75.oo 155.00 and two(2)for 40.00. Learn more about what to do if you spot an unauthorized hard inquiry. The above should be illegal. thanks again. A soft inquiry doesnt affect your credit scores. CARDMEMBER SERV WEB PYMT ***********2### WEB ID: 5911111111 This is a legitimate charge. You can stop the use of certain third party tracking technologies that are not considered our service providers by clicking on Opt-out below or by broadcasting the global privacy control signal. We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines. Protect what matters most. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607, Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access, Check My Equifax and TransUnion Scores Now. In the beginning i couldn't recognize it, but after going into my credit card account online i saw that it's the payment . I have seen several seniors be taken advantage of by this racket. monthly billing cycle of your credit card. Have you heard about it? Dont lend your card or provide your account number to anyone. Now, if youd already agreed to the charges, theres no problem. This material may not be published, broadcast, rewritten, or redistributed. If you still dont recognize the charge, take a moment to look up the Square receipt. So we contacted the bank directly. If you can't find your card below, please call the Cardmember Service number on the back of your card to request information. I would like to know what this is for. Definitions: The following words and phrases shall have the meanings set out herein below in this document unless repugnant to the context: "Month" - Statement month i.e. Learn how to remove inaccurate hard inquiries from your credit reports. Thank You, Deanna, APL* ITUNES.COM/BILL 866-712-7753 , CA MCI. That information is used for a variety of purposes, such as to understand how visitors interact with our websites, or to serve advertisements on our websites or on other websites. Or call the number on the back of your card to reach Cardmember Service. A bakery merchant with no business name would appear as SQ* BAKERYJOHN SMITH on your statement. What will they do with my information? Youve probably heard: this holiday season, it might be harder to find the gifts youre looking for. Tear up your sales draft receipts before discarding them. Now that same kind of promotion is done with magazine subscriptions. When you use your Bank Forward debit card at our ATMs, no fees are charged and no action is required on your part. In reply to Due to a catastrophic divorce by Knika1marble2. Bank Forward front entry, "When it comes to fraud prevention, there's one thing I cant stress enough: Always know who you're dealing with when using your debit and credit cards." But the FTC says the defendants actually signed people up for online discount membership clubs - and charged for them. Looking for a handy, flexible solution for managing the money you have and the money youre spending? Did you make a phone, mail, or online purchase around the time of the charge? SCOTTSDALE, AZ Ideally, we'd like banks to catch identity thieves who try to open credit in our names before they open it. 2Third-party fees may apply. Many of the scams that occurred in 2010, 2011 came from those countries. Questions requiring a reply can be sent from the contact link at the top of this page. But keep in mind, this is a moderated blog. In reply to I reported ADT alarm compaNY by Rlbeing, In reply to Necesito un reporte de mi by errivera314. But what if you didnt? (yes I get a paper statement but by then it is too late) The reason Fraud has flagged my account is because a fraud check of $4,000 and some odd amount was sent to my account - I understood fraud to say they had all of my account information (which I have never provided to anyone). To protect your privacy and the privacy of other people, please do not include personal information. Participation in the Rewards Program ("Program") is restricted to U.S. residents who are 18 or more years old ("Cardmember," "you" and "your") in whose name U.S. Bank National Association ("U.S. Bank," "we," "us" and "our") maintains a Credit Card Account (an "Account"). I spot this entry " cardmember service -112.00 Reply to the text with "Redeem" to use your earned rewards as a statement credit for the purchases. I check my account every morning online. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. Sad to be scammed. When your card is off, no withdrawals or purchases will be approved. #pyk (fGiF%M`$q L. Now, if youd already agreed to the charges, theres no problem. Let me know. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! I NEED TO FIND OUT WHO IS TAKING 170.00 A MONTH OUT OF MY CHECKING EVERY MONTH. My advice? More banks may want ot offer such a service to their customers to help prevent fraud which costs us all. With your chip-enabled Visa debit card, youll gain enhanced security, improved worldwide acceptance, and added protection when shopping online with Verified by Visa. Each call is answered using your financial institution's name to build trust and loyalty with your customers . What is this for? If you sell something on Ebay or Craigs List and they say they are from out of town, report that message to spam because it is a scam. 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Heres how it works Attorney, Division of Consumer & Business Education, FTC, Re: Thank you (U.S.(FTC)). This site may be compensated through third party advertisers. Microsoft Word 2010 See Terms and Conditions for details. If its still there, you can dispute the inaccuracy with each bureau. I did one line. Casey-Velasquez says if the callers claimed they were from "Visa," for example, "it narrows the pool. ForgotPassword? The possibilities are endless! have you heard of scammers trying to get refunds from businesses without a sale? This's used by U.S. Bank or its Elan Financial Services subsidiary when you make a credit card payment. They DID NOT do tge work they were contracted to do, plus there us no signature of mine on the contract!!! So, if you take those four number on your bank statement and go through all of your credit cards I am sure you find that it is a debt you owe. Walker MN 56484 Find what you're looking for without having to call or stop by a branch. I even cancelled service, they still received money from my bank account. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. Treat your card like cash, and keep it in a secure location. It shows on my account on 2/22/16 as a withdraw and where it was from. Thank you. Your transactions will be completed quickly and safely, with a password that only you know. tG uT To helpjog your memory, you may want to reviewthe following questions: Did you travel in a taxi, visit an outdoor market or eat at a food truck? Report lost or stolen cards, review balances, payments, transactions, make a payment, update address and phone numbers, request line increases. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. For overnight mail, send your payment to: Chase Card Services. ", "At U.S. Bank, we always strive to do the right thing and put customers first. Check monthly statements for accuracy and/or suspicious charges. Welcome to Credit Cardmember Service. That is my worry because I have it linked to a credit card and so far haven't seen a problem. Before sharing sensitive information, make sure youre on a federal government site. All credit cards Elan issues are the exact same type, no matter the bank or credit union that partners with Elan. I discovered that I had significant charges to my bank account based upon some trial software. If the unauthorized charge is part of a scam, telling your bank and the FTC might help stop the scammers. Business AccountEnrollment You subscribe to a magazine for one year and they automatically enroll you in auto renewal. As a Visa cardholder, you will not be responsible in the event of unauthorized purchases using your lost or stolen Visa Debit Card. To report an unwanted telemarketing call to the Ohio Attorney General's Office, visit www.OhioAttorneyGeneral.gov or call 800-282-0515. In one version of the scam, you get a call and a recorded message that says its Amazon. Start small, then add on. Cash withdrawals from your Bank Forward debit card are available without a surcharge on the MoneyPass network. I never have to pay for a credit card. It's the bank credit card payment (autopay) , Box 30963, Oakland, CA 94604, Image: Young woman on cellphone, looking up elan financial on her credit reports, Image: A woman sits on her living room floor and researches on her laptop how to remove a hard inquiry. American HOME Patient took the entire balance of 113.08 without my authorization. The Equifax logo is a registered trademark owned by Equifax in the United States and other countries. You can contact us 24/7 with questions. I use auto-pay for utilities and similar things I know I will ALWAYS pay every month forever only. The easiest way to pay on time is to use autopay and make at least the minimum monthly payment. Buyers can purchase from merchants using Square to process credit cards in person, over the phone, or through Square Online. With the help of our state-of-the-art fraud monitoring techniques, we reach out to consumers if we suspect that they may be a victim of fraud. * You wont be liable for fraudulent purchases when your card is lost or stolen.