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I appreciate the attitude of restraint and advice on avoidance of situations that would put you in a position to find it necessary to use deadly force. I'm not associated with them, just a satisfied member. VCDL = feet on the ground, active grass roots. Theres three more standalone courses you get with Elite. IF so, what did they say? Assuming you did everything correctly, you will be prosecuted and they will do anything possible to destroy you. I have a question and look for any info others can provide. I always carry a knife, especially helpful where in a gun free zone. From my experience..USCCA insurance was a life saver, (no pun). The only major disappointment I have with USCCA is the attorney listings. It just says that is where the obligation to pay for or reimburse defense costs ends. Required fields are marked *. The United States Concealed Carry Association (USCCA) offers legal protection for self-defense scenarios and many other resources for ccw education and firearm training to their 300,000 members. David I do like the large strap as I attach it to my headrest in my vehicle and Ive actually had to use it three times. There are currently three tiers of USCCA membership: Gold Membership: $25/month (annual) or $29/month Platinum Membership: $34/month (annual) or $39/month Elite Membership: $42/month (annual) or $49/month They differ in the amount of education and training content you're able to access on the USCCA website. I purchased the Handgun Course and it was well worth the money, very grateful for that. Are they located in one of the states that is tightly regulated, such as New York or California? Heres a clip of how to fix a double-feed malfunction. If you want to learn more about the insurance partsuch as policy, numbers, lawyers, etcsee the full details here. What happens if it is determined that you acted in self-defense and it takes a long time to get your firearm back or never do from the police? Much better b-roll for this course. Type your email address and well send These journals are free, 12/year going back 10 years: https://armedcitizensnetwork.org/en/our-journal In both cases i did not draw my weapon until they had pointed their weapons at me i never fired a shot. Where is the company located? All the basics are here for emergency needs. The U.S. Please keep up the great professional reviews and opinions on firearms, gear and issues which effect/affects us individuals who are involved in the Firearms Industry. USCCA Qualifications Take your skills to the next level Become a better protector by challenging yourself and earning all three levels of USCCA qualifications, to help keep your skills sharp and your family safe. If that is your worry, then it is cheaper to increase the limits on your existing policy. IF they don't - just delete the email Our legal system is broken why take a chance. Section 1 Coverages, But thanks for the rec! Here in California about the only place you'll have a firearm is in your home, at the range, or to/from range or FFL. Well,does nys rule also apply to other ins.? Retired PD. Thank You so much for putting this up. The Trace does have an anti-gun slant, but their facts, in this case, are not incorrect. We will teach you exactly how to perform every drill in just a few minutes. This kinda sounds like it was written by the competition. But what I CAN dive deep into are what other things you get with USCCAand what membership tier to get for your end goal. Check it out. I enjoy your articles on handguns and accessories I have a save folder for the ones I want to keep. I'll keep it up! You also get their magazine digitally + paper copy. The Feb 24 2019 article states you went with CCW Safethis article says you've been with USCCA for quite some time? Overall a good intermediate handgun course. Therefore, if any company did guarantee to cover your criminal defense attorney, the only way they could legally do so is after you have been proven innocent. Well researched articles and national exposure, insurance, Eddie Eagle and Jr. programs, etc. I may earn a small part of the sale from links to any products or services on this site. The signal mirror is smaller than expected, the multi tool is not really multi, and the bag itself has a lot of extra straps and flap that are not needed. What's the price? The bag that I gave as a present, was one of the biggest success for the whole group. Done with Protector Academy? .a{fill:#ebeced;}.red{fill:#9c231f;}.c{fill:#fff;}Armed for Good. However at the end of it all I wish there was some more holster stuff or things at the range. - Only company to cover all of bail bond, up to $500,000. Coverage for the wife is reasonably priced. cost. Secure closure and neatly organized and I like the ability to use the molle straps to mount to anything. USCCA will prepare and assist you in that regard. When I was four(4) years old my fathers uncle took me to some land he owned, and I shot a firearm for the first time. One of my own companies was a family founded and owned (by me) insurance agency. Read on to learn more about why I chose USCCAs membership for both its learning library and added personal insurance benefits* all members get. If the situation involves an allegation, other than simply having committed a crime, then the insurance may provide coverage under a reservation of rights. Our Instructor Support Team is staffed with highly trained USCCA Certified Instructors and Training Counselors. I wonder where US Law Shield fits into this. United Specialty Insurance Company is rated A by A.M. Anyone knows? That is, you could get a lot more insurance coverage for the same money. None. Which is it? Just signed up for the hold plan, thanks for the article better safe then sorry. I signed up immediately and am very happy I did. I like the fact I can cancell, ifI really need $. USCCA is offering new members this survival kit. source. As Platinum members at PWG, we were able to get the Premium Family Plan for $150, reduced from $378.90 (including a $39.90 one-time setup fee). One fairly large online survey I saw said that the number of CCW holders who ever actually had to pull their weapon (not use it, just pull it) was somewhere around 2 percent, over their entire lives. It should be noted that the state of NY has shut down the NRA CCW program. It has a different player thats a small video and Powerpoint slides. The problem here is that if someone is accused of a crime, it may not be legal for anyone to provide insurance against an illegal act. What size batteries does the flashlight take? guns & I havent had a chance to do it yet but it definitely ups the ante with both speed and precision portions at 3/5/7 yards with a much more challenging target. Paperwork, fees, training, and an in person interview at the sheriff's office with a retired deputy. PS I did hear the Law Schield people speak in about 2015 and they were nice folks, they made their coverage sound interesting. Regardless of who you think you are, if you shoot someone, you are going to need help. There are fundamental problems with the idea of offering CCW insurance in the first place. We've seen all too many self-defense scenarios on video which turn into high profile cases. I wish USCCA would provide that as well, NRA quite frankly is pretty lame. The first e-mail was polite, the next two were i increasingly angry. Great to hear of your positive experience! For 150$ more per year it basically doubled the coverage You can cancel at any time if you decide this is not for you. gear. #7not trying our your defensive ammo in your gun. Not one word. They do a good job of going through the basics starting with waterand actually deep dive into what purifiers to get for your specific purpose. -- initial $25,000* criminal / initial $25,000* civil for Armed Citizens (LDN). This is a very complicated subject and I fear few of the people commenting are actually qualified to have an opinion. BUTone thing I almost forgot was their 365 day money back guarantee. Excellent and well researched article Eric, just what we needed to make our choice! Simply having this kit around does prepare one for anything, and by no means is it a perfect survival kit. Then rounds it out with things like heart attacks, CPR, diabetes, and stroke. Discuss it with an experienced claims adjuster or attorney, because simple legal terms have big meanings. Decent quality but the compass was broken but usable. you a link to reset your password. 2021 Update: Im an Elite member (with a better camera now). Theres a bunch of them and you get access to them all. Sorry, this kit is a fail. Platinum: Was $30/month or $347/year now $39/month or $399/year. While there is a lot going on behind the scenes, we are still not able to offer USCCA Memberships in New York at this time. I thought the same thing. It means "therefore,' not "new topic.". Would come in handy with a life threatening situation. If the NRA policy says "that's where our obligation ends", I can promise you.THAT is where their obligation will end. Anonymous b. This year they jumped rates dramatically (and abusively). That source is a Bloomberg anti-gun rag. I have been studying self-defense for 3 years. You can tell the instructor does this all day long and knows how to present information. Sad that one needs "self defense" insurance. Would I sell CCW insurance? If thats the only thing you walk away withyoure still good. I was able to get Texas Law Shield there, but I got out of NJ and moved to South Carolina. Details here. That goes double with insurance. Even if you are not a member, this kit provides a good list of items (at minimum) to keep in your or travel packs at all times. This is United Specialties saying they do not do this and it is the USCCA's responsibility. It would foolish to assume that if you are found guilty that the NRA is going to pay out the other 80% just because they think you're an "ok guy". My wife and I signed up with Firearms Legal Protection (FLP) out of Dallas after the founder and DIrector of Legal Operations gave a 2 hour seminar at the range where we belong. If, you ever need to pull your gun, first of all that is not the time to decide if you are prepared to kill someone. I only gave four stars because the penlight does not work right. Count on it. After that it is holding the NAA Companion.22 revolver Where do I go if I have more questions? Should that ever happen, last thing I want hanging over my head is the possibility of being sued by my insurance company at their discretion to recover costs. And yesyou still also get the self-defense liability insurance that comes with any USCCA plan. I would like to know if you have any alternatives for the state of New York if there's any. On top of that there is a live webinar with experts from USCCA, outside experts, and an attorney who take live calls - all free. If the maximum coverage is 10% for a $250,000 Bond you're capped @ $25,000. Concealed Carry Association teaches a variety of topics related to firearms and concealed carry permits, including: Handgun fundamentals Concealed carry permits (CCW) Defensive shooting Basic pistol, shotgun, and rifle training It means what he said, you are capped at $25,000 which is 10% of the 250,000 and the + means you are on the hook / responsible for the additional 10% of what ever that + is. USCCA insurance is head and shoulders above the others including NRA insurance. It's shamelessly sales-y and concentrates on perks rather than what matters most if the main point of the conversation is about getting the best CCW insurance coverage. USCCA may indeed have a better plan, but using a site bankrolled by the Bloomberg crowd throws up red flags. I sent three e-mails, each about a week apart, asking them to fix the problem. I am retired LEO but have been out of it 20+ years. I'm a retired/disabled businessman having had virtually the same experiences. Thank you for the comparison. I haven't had to use it but it's a huge relief knowing I have it. If I got this wrong please forgive me, otherwise, could you please clear this up for me. (Annual discount of $69) I researched them all and I've been with CCW Safe for 5 years. I never even considered the NRA plan given that the NRA is very selective as to which gun owners they support vs. those whose rights they consistently remain silent rather than defend. Ill take you from total gun newbie to someone safe and competent with handgun fundamentals. Sorry this material has been restricted to certain levels of LOSD . Thank you so much for this article. On the plus: they have discusses with a self-defense lawyer that are good. Leagle For what reason I never was given I think that would probably be one of the most important tools of this kit. Be the first to see new gear, store promos and more! (verified owner) December 29, 2020. I was a Gold Member but I upgraded to Platinum, after reading this article. Does that mean if she is in the garage or out in the yard and needs to defend herself she wouldn't be covered? I noticed that the comparison article covers CONS for other carriers but not USCCA, whose coverage has one major, deal-breaking CON for me: they reserve the right to go after the insured to recover defense expenses if the insured is found guilty in a court of law. The others didn't have what seemed like as well thought out a business plan. Has anyone encountered this issue and been able to work through it with USCCA (or gotten a satisfactory answer as to why you can not see the Declaration page)? It will fit on your belt, hook onto your back pack, the back of your car seat or wherever you choose. I'm a USCCA Platinum member, Went with Texas Law Shield my first year, being from Texas & their plan's not bad. That's why I picked CCW Safe who have no limits on defending you in criminal and civil courts. Kevin. I still got Platinum level insurance based on Murphy's Law (the worst will happen). One tidbit even I picked up from the trigger pull section was to think of pulling the trigger from the front sight through the rear sight. In a self defense shooting, it is a safe assumption that the prosecutor will go after you with an unlimited budget especially to avoid public outcry. (see next below) USCCA vs NRA Cary Guard Comparison chart especially helpful. I have been going back and forth between these two services. Your sources need to be vetted a little better. I signed up with USCCA in 2014. We . Yes a life was lost, and three were saved. 3 : a familiar or usual setting : congenial environment; also : the focus of one's domestic attention. have to furnish these bonds." Mathematically speaking, it is a money machine. I'll need to re-read CW Safe to see if they have the same clause. However on par with concealed carry qualifications if your state requires those. Way to pushy for me. A policy has been issued to the USCCA. We're together, but she isn't my wife as of now. This article really needs to be edited to fix this. With a much higher percentage of business shootings and a much lower percentage of houses of worship from what I thought. Trying to either get a THYRM Flashlight Ring or find one that will attach but I dont want to waste money. Thank for the info. Very supportivehighly recommended. Did you follow the advice on page 47 of the manual? 05 HRS 56 MINS 11 SECS 1 Free Bonus - All New Members Get This Free OTIS Universal Gun Cleaning Kit ($49 Value) Learn More 2 I just checked with USCCA and they offer full coverage for the spouse for an extra $47. I believe all readers would appreciate hearing the story or stories from people who have actually had to use the insurance and how it worked out. Different author; ERIC HUNG, here, PAUL YEN, CCW safe. I was going to send one video set I purchase back, not because it was poor but because it was not exactly what I thought I needed - total refund, happily given. (No, I do not work for USCCA and no I do not get a commission. 20032023 Delta Defense, LLC. And you shouldwith both my course AND USCCAs course! Had I known what was included I would have passed. I actually picked up USCCA when you published the original article and have never felt bad about my decision. 2 : the social unit formed by a family living together When mine arrived the bag zipper was already broken and the survival pen was already broken (writing portion of the pen would not come out). Your link to "cost" does not really cover cost so one could do a Cost-Benefit-Analysis against the risk. Per my attorney's instructions, am not able to provide the details. Or call: 877-672-2000. 1. Do you carry both? Save my name, email, and website in this browser for the next time I comment. I was getting multiple emails for day. The USCCA also has its own nationally-recognized USCCA Certified Instructor program. Most insurance only covers accidental, unforeseeable events and excludes intentional acts (like using a weapon in self defense). USCCA Members are additional insureds under a policy issued to the USCCA by Universal Fire and Casualty Insurance Company, an insurance company with its principal place of business in Hudsonville, MI. The policy covers everything (up to policy limits) up to the end of the case (but not including appeals). But no, it's by me who did some research before settling with USCCA. I could buy what I want with the money saved. And rememberyou get my course no matter which tier you choose. 1000 Freedom Way West Bend, WI 53095 Translations of any materials into languages other than English are intended solely as a convenience to the non-English-reading public and are not legally binding. What do you do if youre a resident of New York? You can upgrade/downgrade as you wish and theres a 365 day money-back guarantee. The attorney may not be sure himself. All USCCA members become insured on the self-defense liability insurance policy issued to the USCCA*. Heres the latest copy for me which goes in-depth into a case where a member actually used the insurance for a murder charge. They certainly don't deserve even one star. Tim Schmidt founded the USCCA and continues as the head of it. Turns out they cant start new policies if you live in New York. They currently offer three plans at the following prices: Gold ($600,000 protection) - $22/month Platinum ($,1,150,000 protection) - $30/month Elite ($2,250,000 protection) - $47/month Features and Benefits of a USCCA CCW Plan Still, in the CCW sub and with a lot of good content. I don't own a gun for several reasons: (1) astigmatism-poor eyesight, can't focus eyes, (2) old enough to have to consider my heirs getting any gun I buy (and the question--Are they fit to possess or carry??? These guys have too many restrictions. I hope I never have to use USCCAs legal services. They spam the crap out of you. Gracias senor. So I guess I'll update it soon :-). I keep this in the center console of my SUV. Hi Cog, this is from their site, "This liability policy is issued by United Specialty Insurance Company, a subsidiary of State National Companies, Inc. State National Companies currently writes over $600 million in premiums. so basicly what im getting out of this is if i have use my weapon in self defense i better be sur ei save a bullet for myself! Check out details here. In your criticism of TLS you linked to a story on TheTrace. 5) plenty of pockets and stretchy nylon straps If we were both up in NY visiting family, would we be covered at home in NY? You can add your spouse and children in the home for extra fees also includes all 50 states for a small extra fee, also has that coverage as well for an extra option. I have been carrying here in Illinois pretty much since the law was passed here and have been thinking about getting coverage. My greatest wish I have is that no one has to go through this type of event.. major typossorry. Features: Compact multi-tool Heavy-duty tactical pen with carbide tip All-weather magnesium fire-starter LED flashlight (150 lumens) Compass with dual-scale ruler 4-inch Israeli bandage Antibacterial wipes Signal mirror Emergency whistle Paracord Color: Black Size : In addition, the underwriters and agents on that program (all big companies) have agreed to pay millions of dollars in penalties. Learn more at. -- scroll down: https://ccwsafe.com/permit-plans. I have little need for it anyway. I have a significant practice as an expert witness regarding insurance coverage disputes. The ones about ARs, precision rifles, and Tactical shotguns, I usually delete them! The unfortunate thing is at the end of the post appears to be your disclaimer .plus, member-only benefits like live webinars from top attorneys, exclusive discounts on training and gear from our industry-leading partners and so much more. Please consider editing the article to be more accurate. Save your money, do some research, and buy quality tools and then become competently trained in how to use them. The Silver plan is no longer advertised, but is available if you ask for it when signing up by the phone. You use "thetrace.org" as a reference against choosing the "Texas Law Shield"? 1 Like Roger34 July 1, 2020, 5:46pm #17 All you really need is an umbrella insurance policy from your insurance agent. What else in the kit is from China? And if you'd like to save even more, choose a two-year membership for $75, a three-year membership for $100, or, for the best value, a five-year membership for only $150. I did a little digging at CCW Safe and it looks to me that they have better coverage than USCCA with their top tier plan as compared to USCCA's top plan. Suggest everyone read the fine print! USCCA @USCCA. One is that they may not be able to pay their claims, or may simply refuse to pay their claims. Policies are complicated and discussing coverage when you don't have a law degree is, even with a disclaimer, not really doing folks a service. Calls into question the rest of your article. When I first saw it, I did the math and figured out very quickly that, for the price, coverage, and risk of a claim, this is a better deal for the insurance company than travel insurance. Any comments about this would be appreciated. I have however, wondered if you still used them or still felt the same way about their covereage, so a great update to this article. 100% risk-free with the Bulletproof money-back guarantee! I also (thankfully) have no experience in that arena. US Lawshield didn't send me anything in the mail. How are they going to continue if they keep screwing people over? We hate SPAM and promise to keep your email address safe. I was swayed toward the USCCA when I was shopping because of him. And stay in touch with newsletters of our best articles on techniques, guns, & gear. thankyou. Couldn't find any "Silver" plan? A few months later I got to thinking about how they screwed me out of the EPL membership, I got mad all over again, I checked my e-mail to see if I got a response from them. You have to repay everything. I highly recommend looking into their coverage/price if you looking for protection. Welcome USCCA Members You should have received a coupon code from USCCA. 6) multiple carry points I actually replaced some items with some off-the-wall practical items that we used in the military. Also, I became a resident of Florida, but she is still a New Yorker. Both Washington and New York state gun owners have had an interesting battle with concealed carry insurance companies like the USCCA and NRA Carry Guard. What is the US Concealed Carry Association (USCCA)? I cant confirm, but their policy may be to spend up to $400,000. I may have to switch to USCCA when my coverage expires unless they somehow redeem themselves. We will reach out to you by email to see if we can help with the broken light. Apparently, they are now no longer able to issue protection and coverage for NY State Residents due to an "issue" (they would not be specific about it with me) that they had with the "political system" of NY State. The best you can do is (along with the NRA) to join the NJARPC. I will be joining USCCA on my next payday. The full details of this story are yet unknown to the general public. But you're rightthis article had an excessive amount of "so". And how did it work for them? Update: USCCA DID get back to me, it just took a bit longer. Good luck to you. Tim has slowly and methodically worked toward his goal and reached it. Copyright 2023 Pew Pew Media, Inc. All rights reserved. I have been debating about getting some type of insurance from someone- so your comparison between USCCA and NRA Carry Guard- as well as the others (some I had heard of, others I had not) is VERY helpful. The flashlight is bright and the other stuff nice. This lightweight, compact kit is truly the perfect choice for any patriot. And like youI wanted to make sure I had the best. Thought I would add to the discussion by including a link to a page that compares the top five companies. But for those who are looking for that AND educationits a question of how much you want to learn. What options are available for insurance protection in NY, NJ, and WA? Your article covers the topic perfectly. Finally. I missed an edit when they changed their plans. It ended in the middle of March. They are constantly soliciting for memberships and donations so that they can continue the fight and they pull garbage like this. Im not a registered insurance dude so I cant list them here. It's the same with vehicle and home owners insurance or renters insurance. Theres good stuff on why mass shootings are getting more prevalent but the above image was eye-opening info for me. I love this site and it's been my trusted go-to for advice on all kinds of gun-related subjects. The difference if there's a loss I/e vehicle or property your not going to jail. You can find that hidden gem on Page 11, Section I (as in "eye') Sub Section 1. Yupsomething we wish to never use but it's good to have. USCCA Survival Kit - YouTube 0:00 / 8:54 USCCA Survival Kit 1,541 views Jan 9, 2021 35 Dislike Share Save Frank Guest 1.66K subscribers I recently became a member of the USCCA. I "think" you got most of it right but I am a little confused about your comments RE: Bail Bonds. I would get the Platinum tier to start so I have access to Proving Ground and Level 2 Protector Academy. I just finished the E-Learning program and it was magnificent. I asked USCCA and here's what I found out: Great review! Not counting what comes with it here is my list wish I could take pictures but here goes nothing Lesson learned: USCCA will take the time to bombard you with marketing emails but cannot spare a few minutes to answer questions for a prospective member. I've read the policy and it does not say there is no coverage if you are found or plead guilty. How does the USCCA define home? Click below for a FREE LESSON! If I could give zero stars to the NRA, I would. It runs normal people through real-life scenarios. USSCA is the final column titled "Other Insurance Product. That policy provides the association and its members with self-defense liability insurance, subject to its terms, conditions, limitations, and exclusions. wouldnt carry a kit like this unless you were in the amateur or once in a blue moon go for a hike in the woods kind of person. 7) full body zipper and a cross pack Velcro strap that runs top to bottom, CONS It is interesting that I would not be getting my own insurance policy, but would become an insured on their policy. They informed me of this last month. The item may be . I just joined uscca but unfortunately did not see this site first. *after this limit, their board reviews case and allows more if there is reasonable self-defense That's why the agents of the NRA program wound up agreeing to pay millions in fines. What insurance company is providing the coverage? Both CCWSAFE and US LAWSHEILD had comprehensive replies to my questions within 36 hours. The policy seems to tell you what it covers and then at the end of the sections tell you they don't have to provide the coverage they just said they would. These add-ons include Multi-State Protection, Gunowner Identity Theft Coverage, and much more. Thank you Eric,