<> After all, I was going to pay more money as opposed to the concession rate. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. Is it bad to do multiple balance transfers? Balance transfer fees may apply. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. What is the glossary of common credit card terms? You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. Opinions expressed here are the authors and/or WalletHub editors'. According to the Fares and Ticketing Manual (ptv.vic.gov.au) endobj You can manage up to 8 mykis through one account. How can I check the balance of my myki card? You will need to provide identification to show that you are the registered myki card holder. If the card is unregistered you cannot recover the myki money. You can replace some types of tickets if they are lost or stolen. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. 0000009156 00000 n This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. This will let you manage your myki as you would a physical myki card. I never bothered to do it. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. 179 0 obj I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. If you have a Mastercard or VISA card you can get and top up a Mobile myki. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. So I had a mobile MyKi with around $6.xx balance on it. I searched everywhere. The reason for that is because low interest rates for transfers are made to attract new customers. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. If it doesn't appear, your phone does not have an NFC chip. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. Because the whole thing is fucked. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. Learner permit or driver test. To. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. No. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. How balance transfers work 0000001606 00000 n I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Tap the Add button . I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. Replacements usually take up to 10 business days and include the remaining balance of the old card. Make sure you pick a card that accepts balance transfers and has advantageous rates. What if my card is lost or stolen? In addition, it is not any companys responsibility to ensure all questions are answered. 0000004139 00000 n Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. What are Your Rights as a Credit Card Holder? Contact us to request the transfer. %%EOF Here are some tips to save on fees and interest on a balance transfer. You can replace your ticket if its expired, damaged or defective. For a bus anyway. If you're still travelling after 2 hours, you'll be charged a daily fare. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. 0000004635 00000 n Here's where to find it: After logging in to your account, go to "Card Details.". Well block your myki and arrange a replacement myki. All myki smartcards expire after four years. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Check your phone to make sure you're connected to WiFi or mobile data. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> To use, simply: top-up your card tap on at the start of your journey tap off at the end. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. 2. Now, on the form it says I need the card to be re-imbursed. Once it's transferred to another device, it will no longer be available on the original device. On your new phone, download Google Wallet and set it up with your same account details. What is the best credit card for excellent credit? Depending on your card provider, you may initiate the process online or over the phone. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. Can You Get a Student Credit Card With No Income? Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. For example, set your myki Money to top up with $50 when your balance reaches $10. If you receive a check, you need to send it to your old cards issuer on your own. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. an_square_one 11 yr. ago Any other travel benefit such as free weekend travel isn't available at this time. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. Most people would keep the same card for years. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. I have a card with $19.90 on it. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. Save Big With Low-Rate Balance Transfers. The only way is to download a form, fill it out, post it in, and wait weeks. Go to Settings > Connected devices > NFC. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. 0000012144 00000 n Can I use Mobile myki on my Android phone? If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". %PDF-1.5 % endobj Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. No. Yes. There must be hundreds of thousands of Myki card balances in this situation, if not millions. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. . If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. On Friday Martin. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. I know it's not possible to do it online. Reddit and its partners use cookies and similar technologies to provide you with a better experience. *Rates, fees or bonuses may vary or include specific stipulations. Tap Continue. I understand your frustration, especially when it's something that can be done quickly. A refund for an international payment card cannot be processed by the PTV call centre. Save. endobj replacement card and to organise a balance transfer from your old myki to your new one. But what if the amount is comparable to or less than the postage? <>stream Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. 0000014445 00000 n They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. If you're entitled to these additional benefits, you can access them by using your myki smartcard. Edited for typos. 183 0 obj Carrying that balance is costing you $1,000 a year in interest. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. They actually can transfer your funds really easily but you need to get a case created. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. Enter your cell phone number and well send you a link to install the WalletHub app. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. JavaScript must be enabled to use this site.We're sorry for any inconvenience. This 0% interest period can help you carry your debt for a limited time without paying interest. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. In a couple of weeks I will be renovating and furnishing a new house. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. What are the best cash back credit cards for fair credit? There are three ways to replace lost or stolen myki cards: 1. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. I realise this is not a life-changer, but there's a principle at stake. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. Do I ever lose the money . They contacted me, I did it online and they posted me a new card. No wonder the thing cost more than a billion dollars. The system was delivered more than $500m over budget and behind schedule. Mobile myki will now be reactivated on your phone, with your account details the same as before. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. endobj No. How are Banks Adapting to Meet New Needs Because of Coronavirus? A Mobile myki expires after two years. Hold the phone still when touching on and off. Transferring a credit card balance is relatively easy, but you need to follow a few steps. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. Yes. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Step 4: Analyze Your Top Picks. This will allow you to deactivate your Mobile myki. How do I know if my balance transfer was approved? Once you do, carrying out a balance transfer becomes rather straightforward. For instance, your applications for new cards and balance transfers remain subject to approval. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. 0000005511 00000 n I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. 0000002429 00000 n Now you cannot access it on your original device. Why Military Personnel Are Vulnerable to Identity Theft? With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. 0000013222 00000 n Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. Learn more about auto top up. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. I don't know where the actual card is. Under Other, select Transfer. Can you transfer MyKi balance from one card to another? PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. Initiate the balance transfer. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . Most balance transfers with Chase process within a week. 0000118744 00000 n Myki Money QTEM devices can be found at PTV Hub (SouthernCross). 0000001076 00000 n Simply allow 24 hours for travel and transactions to appear. We recommend visiting the card issuers website for the most up-to-date information available. Whats the Difference between Business Line of Credit vs. Business Credit Card? The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. 0000003014 00000 n It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. This is how I feel when people ask if I can fax them a form. Keep in mind that credit utilization is also affected by individual card balances. 0000014515 00000 n It has trouble with form-filling on mobile devices, however. Photo: 10255185_880/Getty Images. December 29, 2022 - 1:47PM. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. Enter your card number and other required information.4 Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . New comments cannot be posted and votes cannot be cast. 187 0 obj For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. Your balance is protected from the time you tell us your myki is lost or stolen. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. Hire the best financial advisor for your needs. There is no principle. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Myki (/ m a. 0000003206 00000 n You will need to provide identification to show that you are the registered myki card holder. You may want to hire a professional before making any decision. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. The cost would have been deducted from the balance at transfer. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. 0000002627 00000 n The phone is awake whenever the screen is turned on, even it's locked. Editorial and user-generated content is not provided, reviewed or endorsed by any company. You'll need to buy and top up a new Mobile myki. It has a 256-day expiry and credit is rolled over if you renew before the expiry. No, you cannot transfer a balance from one Synchrony Bank credit card to another. The process begins when you submit a balance transfer application. WalletHub Answers is a free service that helps consumers access financial information. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. 0000004863 00000 n -- Lee Huffman, credit card expert at BaldThoughts.com. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . You might also lower your overall monthly payments and turn multiple bills into one easy payment. To keep travelling with auto top up or Auto-load, youll need to set it up again.
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